Linking your accounts to ClearScore helps you go beyond your credit report and score.
An account you linked might not be on your credit report because:
- Credit report data is from credit reference agencies (CRAs). The information is shared by banks, lenders and local councils.
- Not all banks, lenders and providers share information with all CRAs. Some share with 1, others a mix of 2 or all 3 CRAs in the UK.
- Linked account data comes from your accounts when you join Open Banking.
See our article on what to do if accounts are missing from your credit report.