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  3. How you look to lenders

How you look to lenders

  • How your ‘How You Look to Lenders’ report is updated
  • What impacts how you look to lenders
  • How savings affect how you look to lenders
  • Why your ‘How You Look to Lenders’ section might look incorrect
  • Monzo pots count towards How you look to lenders report
  • The difference between your credit report and your ‘How You Look to Lenders’ report
  • Linking savings accounts
  • Managing my account balance
  • Keeping more coming in than going out
  • How much to have left at the end of the month
  • Going overdrawn and how it affects how you look to lenders
  • How transfers affect how you look to lenders
  • How short-term or payday loans affect you
  • Understanding what counts as low income
  • Buy now pay later transactions (BNPL)
  • How gambling affects how you look to lenders

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