How this affects your affordability score
Aim to show that you have at least £250 more coming in than going out across your linked bank accounts in a typical month.
Showing all of the money coming in and going out of your accounts helps lenders understand if you’ll be able to keep up with payments.
Improve your affordability score
- Try keeping the amount of money coming into your accounts at £250 or higher then the amount going out each month
- Link all bank accounts – including any savings – so your affordability report and score are accurate