How this affects how you look to lenders
Aim to show that you have at least £250 more coming in than going out across your linked bank accounts over the last 6 months.
Showing all of the money coming in and going out of your accounts helps lenders understand if you’ll be able to keep up with payments.
Improve how you look to lenders
- Try keeping the amount of money coming into your accounts at £250 or higher than the amount going out each month.
- Link as many bank accounts as you can – including any savings – so your How you look to lenders section is accurate.