How this affects your affordability score
Aim to show that you have at least £250 more coming in than going out across your linked bank accounts over the last 6 months.
Showing all of the money coming in and going out of your accounts helps lenders understand if you’ll be able to keep up with payments.
Improve your affordability score
- Try keeping the amount of money coming into your accounts at £250 or higher than the amount going out each month.
- Link as many bank accounts as you can – including any savings – so your affordability report and score are accurate.