There isn’t a fixed amount that defines low income - it depends on your individual circumstances and spending habits. Lenders mainly look to see that your income is higher than your spending.
If you’re spending more than you earn, or if not all your income is visible to them, lenders may find it harder to assess how much you can afford to repay.
You can improve how you look to lenders by:
• Linking all your bank accounts through Open Banking, so your full income is visible
• Claiming any benefits you’re eligible for to make sure your income is accurately reflected