The Repayment Simulator helps you see how different repayment amounts could affect your payoff date and interest costs, without committing to anything.
You'll see:
- how much you owe in total
- how long it would take to pay off at minimum payments
- how much interest you could save by paying a bit more
Just drag the slider and watch the numbers change instantly.
A few things to keep in mind:
- We can only show accounts reported to Equifax.
- It's a guide, not financial advice.
- Even small changes (like £10 extra a month) can make a big difference.
It's a great way to get a sense of what's possible.