The Repayment Simulator helps you see how different repayment amounts could affect your payoff date and interest costs — without committing to anything.
You’ll see:
how much you owe in total
how long it would take to pay it off at minimum payments
how much interest you could save by paying a bit more
Just drag the slider and watch the numbers change instantly.
A few things to keep in mind:
We can only show accounts reported to Equifax
It’s a guide, not financial advice
Even small changes (like £10 extra a month) can make a big difference
It’s a great way to get a sense of what’s possible.