Your credit score is a number that summarises your credit report – worked out by a credit reference agency. With ClearScore, your credit score is worked out by Equifax.
Your credit score and report show lenders how likely you are to pay back what you borrow. Lenders use them and their own checks to decide whether to give you a 'yes' or 'no' for the credit products you apply for, such as credit cards and mortgages.