How this affects how you look to lenders
Lenders need to see that your income is higher than your spending. If your income is low, or you don't share all your income, it makes it harder for lenders to understand how much you will be able to pay back.
Improve how you look to lenders
- You can use Open Banking and link bank accounts that show all your income and benefits.
- Claim all benefits you’re eligible to receive.