There’s more to credit than just your credit score.
Your new affordability score helps you feel more sure of getting a “yes” when you apply for credit.
We calculate your affordability score (out of 100 points) when you use Open Banking with your ClearScore account. It’s completely safe and secure, and you can unlink your accounts at any time.
It works together with your credit score to help you understand how lenders might view you when applying for credit. Your affordability score and report does this by looking at your income and everyday spending from your linked bank accounts, not just your credit history.
So while your credit score looks at the past, your affordability score helps paint a picture of the future.
Once you’re up and running, you'll:
- Know where you stand with lenders before you apply for credit
- See personalised tips and to improve your chances of being approved
- Get the widest range of ClearSaver offers that are right for you.
Your affordability score could save you money.