Your affordability score helps you get an idea of how lenders see you when you apply for credit. Your insights show you some of the things lenders check for, with tips on how you can improve.
We calculate your affordability score (out of 100 points) when you use with your ClearScore account. It’s based on your income and everyday spending from your linked bank accounts. It’s completely safe and secure, and you can unlink your accounts at any time.
With your affordability score, you’ll:
- Know where you stand with lenders before you apply for credit.
- See personalised tips and to improve your chances of being approved.
- Get the widest range of that are right for you.
Linking your accounts through Open Banking could save you money.
Your affordability score and insights are completely separate from your credit report and score and it doesn’t affect them in any way.