What are the benefits of linking my bank accounts? Linking your personal bank accounts means that you'll: Be able to see your Affordability Score & report Know where you stand with lenders before you apply for credit See personalised tips to improve your chances of being approved (we call these Insights) Get the widest range of offers that are right for you. Related articles What happens when I link a bank account? How do I link or unlink an account? What is my Affordability Score and report? What are linked accounts? Why is my linked account not on my credit report?