How long does it take to receive my savings, after I've 'unlocked' my LOQBOX Save? After you’ve 'unlocked' your LOQBOX Save: You’ll typically receive your savings by the end of the next working day. They’ll be in your chosen account, provided there are no problems with the bank details you’ve provided. Related articles If I 'unlock' my LOQBOX Save early, will you remove the loan from my credit report? Will 'unlocking' my LOQBOX Save early have a negative impact on my credit score? What happens when I’ve made all 12 payments? Can I access the loan to spend it? What should I do if I’m struggling to make repayments?