How long does it take to receive my savings, after I've 'unlocked' my LOQBOX? After you’ve 'unlocked' your LOQBOX: You’ll typically receive your savings by the end of the next working day. They’ll be in your chosen account, provided there are no problems with the bank details you’ve provided. Related articles Can I access the loan to spend it? If I 'unlock' my LOQBOX early, will you remove the loan from my credit report? How do I close my LOQBOX? What should I do if I’m struggling to make repayments? Will 'unlocking' my LOQBOX early have a negative impact on my score?