How long does it take to receive my savings, after I've 'unlocked' my LOQBOX? After you’ve 'unlocked' your LOQBOX: You’ll typically receive your savings by the end of the next working day. They’ll be in your chosen account, provided there are no problems with the bank details you’ve provided. Related articles If I 'unlock' my LOQBOX early, will you remove the loan from my credit report? Will 'unlocking' my LOQBOX early have a negative impact on my score? What happens when I’ve made all 12 payments? Can I access the loan to spend it? What should I do if I’m struggling to make repayments?