Most LOQBOX users see a real improvement to their credit report after about four payments, continuing if they make all 12 monthly payments.
Be aware that when your loan account (like every financial account) first appears on your credit report, it's normal to see a bit of a dip in your credit score.
This account will show on your ClearScore report under the name 'LOQBOX' (previously shown as DDC Financial Solutions).
Remember, there are other factors that will be impacting your credit report and score. For more information on what else can affect your credit score, see our Learn article.