- your report gets updated every 30 days and if your waiting for information to show or drop off your report please wait 6-8 weeks before raising a dispute.
If they agree to correct this information, they’ll give the changes to Equifax
Sometimes, the credit provider may not agree with your correction. If this is the case, they’ll need to provide you reasons why they disagree. If you’re not satisfied with the actions made by the provider, you can contact the Financial Ombudsman Service
- Not all providers share their information with Equifax
- If your savings account doesn't have an overdraft facility, it
- If an account is more than 10 years old, it could be missing from your report because it is unlikely that the credit reference agencies will still hold this older data.
- If you