The reason we might show you higher APR products is because after viewing your credit file, we can see that this shouldn’t affect you.
Higher APR products often have better incentives or offers attached to them (such as 0% purchase periods, cash-back, air-miles etc.) and are usually reserved for people with higher credit scores.
As long as you’re making your repayments in full each month, or taking advantage of 0% purchase periods, a high APR shouldn’t affect you as you’ll avoid paying any interest.
If you’re unhappy with the products currently available to you, it’s worth checking back soon as we do update these on a regular basis. We're constantly working to improve our offers and increase the number of partners we work with.