When you view your 'Report' section on your ClearScore account, you’ll see tailored to your credit history.
Below are a few points to help understand them:
- Why? We provide insights to show what might be affecting your report and score, with helpful ways of improving each one.
- Impact- Every 'Insight' indicates if the factor is high, medium, or low impact, and we list these in order of severity.
- Only displayed to you- They’re not seen by lenders or anyone else but you, it’s there to help clarify behaviours and issues that might be having an impact on your score, both positively and negatively.
- Want more information?- If there’s anything you aren’t sure of or need more information about, you can select the Insight for further information. This page links to the relevant section of your report, which will show the information the Insight is referring to.
For more information about your Insights, here are some useful links to our FAQs:
- Electoral roll
- Hard searches
- The age of your accounts
- Credit cards
- Public Information
- Credit utilisation
- Payment History