Credit scores can be very fluid and can alter due to slight changes on your report.
It's worth bearing in mind that anytime new information is added, removed, or your information changes in anyway, your score is likely to dip or climb to reflect this.
Often, these changes are only short-term, however, there are a number of factors that can decrease your score and affect it for as long as the information is showing on your report. Information usually stays on your report for around six years. For more detail on this, please see here.
You can see what's affecting your report in your 'Insights' section, shown on your 'Report' tab when you log into ClearScore. Remember, these 'Insights' are only seen by you - for more information, take a look at this FAQ.
Please be aware, Equifax consider a combination of factors when calculating your credit score using their algorithm. We can only suggest what might be causing a decrease or increase in your score. For more information, you might find this article useful.
The best way to assess your score and financial health is to keep an eye on your report for a few months, to spot trends and take action on things that are affecting it negatively. If there's anything showing incorrectly or missing from your report, you'll need to contact Equifax to get this sorted. You can do this here.
Don't forget, even people with the highest credit scores still get rejected for credit. If you manage your finances sensibly, aren’t too reliant on credit, and you can prove your identity (e.g. being on the electoral roll), you’ll be in good shape to get the credit you want.