With Open Banking you can link your bank account directly to your ClearScore account.
Using Open Banking allows you:
- To get your most up-to-date financial situation through your affordability score and report, as your credit report can be out of date.
- To get the widest range of ClearSaver offers that are personalised to you
- To know where you stand with lenders before you apply for credit
- To see personalised tips to improve your chances of being approved (we call these Insights).
We receive the information on your credit report from our partner credit reference agency, Equifax. We get the latest data that Equifax has available weekly (or daily if you're a Protect Plus subscriber).
If some of your linked bank accounts aren't showing on your credit report, this could be because:
- Your bank or lender doesn't share their information with Equifax
- Equifax made a mistake
If you think an account should be showing on your report, you can use our form to get in touch with Equifax, and get this looked into and corrected.