Your recent changes are provided to us by Equifax, our partner credit reference agency.
Your score is based on the information in your report, and so any changes in this information may lead to changes in your credit score.
We can’t predict exactly how your score will change, so it may be worth checking through your report over the next 1-2 months to make sure everything is accurate.
Your score can change for a number of different reasons, including:
- Level of balance
- Size of credit limit
- Credit utilisation
- Average age of your active credit agreements
- Electoral roll information
- The residential addresses which your financial accounts and credit history are registered under
- Defaulted/arrears information
If you think there is any incorrect/missing information from your report, you can with Equifax and they will look into this for you.