Understand your ClearScore credit score:
- We’ve partnered with Equifax, one of the UK’s three credit reference agencies, to show you your score.
- Your credit score will be different with every credit reference agency (CRA)- This is because each agency calculates your score differently - they have access to different information and will have different scoring ranges.
- Lenders will not use your ClearScore score- We are not a CRA, so banks and lenders will not use us to check your credit report. Instead, they’ll use the information held by Equifax or one of the other CRAs. Equifax will, like lenders, use your most up to date information when calculating the score, so the score we show you is a very good indication of how a lender will view you.