If you miss a payment on a credit account, the missed payment will show on your payment history and credit report for 6 years - even once it is paid off.
For more information on how long information stays on your credit report, check out our FAQ.
Articles in this section
- Understanding credit scores
- What is a credit score?
- Why do I have a "?" in my ClearScore instead of my credit score?
- Why hasn't my score changed?
- Why has my score gone down?
- What can affect my credit score?
- If I missed a credit card payment, for how long does it affect my credit score?
- How can I improve my score?
- How long will it take for my score to improve?
- I’m still paying my student loan – will that affect my score adversely?