Your credit score is affected by your own finances and debts, but not by the financial associations you have on your report.
Although associations don't affect your score, it is possible that their credit report will also be taken into consideration for any future credit application you may make.
Associations show on your report if you have a joint credit account or have made a joint credit application with that person.
If you’re no longer financially connected with the person named in your report, or you believe someone is showing incorrectly, you should get this changed.
All the information on your credit report is provided to us by a company called (www.equifax.co.uk), so if there’s something that doesn’t look right, we’ve made it really easy to contact them on the following link:
If you have never made a joint application or had a joint account with this person, you should let Equifax know about this via the above link.