Your credit report and score is provided to us by Equifax, our partner credit reference agency.
Your score is based on the information on your report, and so any changes in this information may lead to changes in your credit score.
We’re unable to know exactly how your score will change, so it may be worth checking through this report over the next 1-2 months to make sure everything is accurate.
Your score can change for a number of different reasons:
- Level of balance
- Size of credit limit
- Credit utilisation
- Average age of your active credit agreements
- Electoral roll information
- The residential addresses which your financial accounts and credit history are registered under
- Defaulted/arrears information
If you think there is any incorrect/missing information from your report, you can raise a dispute with Equifax and they will be able to look into this for you: https://www.clearscore.com/dispute