We partner with Equifax to give you access to your credit score and report, for free, forever. Equifax is 1 of 3 main credit reference agencies in the UK.
Your credit report information comes from product providers or your local council. Credit reference agencies, like Equifax, receive this from your bank, lender, local council, court and other utility or service providers.
Credit reference agencies then have a way of calculating a score to give you an idea of how lenders might see you. Remember your credit score isn't everything, your Credit Health is.