The three main credit reference agencies in the UK are Equifax, TransUnion and Experian. These agencies hold different information on you, they get your information from different sources, and they use different methods to calculate your score, so your score is likely to differ depending on where you get it.
- Equifax use a score range from 0-700
- Experian use a score range of 0-1000
- TransUnion use a score range of 0-710
Lenders can use any of the credit reference agencies to check your credit score, so it’s worth checking your score and report across the board to make sure your information is correct on all of them.