Sometimes your score may remain 'Stable' and/or not change for a period of time.
Your credit score is affected by the accounts and credit history included in your credit report.
If the information on your report hasn't changed very much, your credit score may not change either.
Take a look through the 'Insights' section of your ClearScore 'Report' page. These 'Insights' are personalised according to the information on your report, and are listed by how much they could be impacting your score.
Whether your score is high or low, you can take control of your finances and improve your score.
- Understand your credit report, credit score and what factors contribute to these
- Build and protect your score by responsibly managing your finances and debt. Always pay on time and use a small percentage of your available credit
- You can build your credit with a credit card. Spending a small amount on your card each month and always paying it back in full will prove that you can manage your credit responsibly
- Prove your identity by ensuring you’re on the electoral roll
For more handy hints on how to increase your credit score head over to Learn