Here are some reasons your credit score may not have changed:
Your credit report hasn’t changed
If the information on your report hasn't changed very much, your credit score may not change either.
Building up your credit score can take time
Your credit score is something that builds up steadily over time. You may not always see a boost month on month.
Lenders like to see diversity in your credit report
This is all about the types of credit products and accounts you have. A lack of diversity in accounts could be one of the reasons why your score stays the same for a long time.
Updates can take some time to show on your report
Credit reference agencies (CRAs) get information from your banks, lenders and courts about the credit and debt you have and how you manage it. Local councils also share your electoral roll information. Lenders typically send information to CRAs once a month, and for some local councils, this can take longer to share. This is why updates can sometimes take up to five weeks to show in your credit report.