A credit score is a three-digit number which indicates your credit risk. A credit rating is usually a number between 1 and 5 to indicate your approximate credit worthiness, with 5 being the best.
We at ClearScore show you your credit score, not your credit rating. This score is provided to us by Equifax and is a much more accurate indication of your credit risk as the scale we use ranges from 0-700.
This score is similar to what banks and financial institutions use when deciding whether or not to give you credit.