If some of your accounts seem to be missing from your report, this could be for different reasons:
- They appear under a different company name,
- This particular lender does not share their information with Equifax (some don’t).
- Your account is new so hasn’t been added to your report. If an account has been recently opened, this may take up to 4-6 weeks to show on your credit report while Equifax wait for an update from the lender. Keep checking your report regularly to check for any updates.
If you suspect something is missing from your report, you can either contact the lender involved to fill in a dispute form to get this corrected with Equifax directly: raise a dispute