Coaching - what is it?
Coaching plans are a free, interactive way to improve your finances. From buying a car or a home to reducing your debt, the aim of each plan is to help you get closer to your goals in just 10 minutes. They’re informal and designed to be fun - our job isn’t to nag you about your money like your Mum.
Each plan is essentially an quick conversation with our very own Chatbot. You’ll start with a welcome chat, explaining your chosen topic and asking you some questions so that we can tailor the plan to your needs and interests.
You’ll then be given a personalised to-do list based on your conversation, with bite-size actions you can check off and track your progress towards your goal. The tasks we pick for you shouldn’t take long or be tricky, but have you headed in the right direction in a few minutes.
We’ll save your progress whenever you start a plan, so you can pick up where you left off if you don’t finish your chat. And we’re always adding to our list of plans, so check back every now and then and see if there’s anything new for you to try.
Here’s what a Coaching plan looks like:
Our current plans are:
Build is for people who have less experience with credit and want to build a great credit history from scratch. It explains why you need a credit score, what credit reporting is all about and the simple ways you can improve your score.
Repair is for people who want to improve a damaged credit score. It outlines the reasons why your score could be damaged, and how you can start to fix your score.
Discover how to get your finances in order so you can start feeling good about your money. This plan covers spending, saving money, dealing with bills, and lowering your debt levels.
Improve your score
Whether your credit score has dropped or just won’t budge, we’ll share our top ten tips for boosting even the most stubborn score.
Buy a home
From how much you can afford to borrow to how to pass the lender’s affordability test, find out exactly what you need to consider before buying your first home.
Get your credit score and finances mortgage-ready with this plan. Learn what kind of credit score lenders look for, the fees you need to consider, and tips for saving up for a deposit.
If you’re a homeowner and are considering remortgaging, find out whether you could save money (or borrow more money) by switching deals.
Buy a car
Whatever stage of the buying process you’re at, take our quick quiz to find our which car finance option is best for you.
Insure your car
Whether this is your first time getting car insurance or you’re a seasoned pro, we’ll tell you everything you need to know. You’ll also learn some clever ways to save money.
Clear your debt
This is our 3-step plan for dealing with your debt, in collaboration with . Debt is a part of life, and it should be manageable if you’re proactive about it. We’ll discuss your options and various methods for reducing your debt, so you can pick the one that’s right for you.
Start a family
Hoping to start a family soon? Time to get your finances ready! This plan covers the essentials, including the costs of raising a child, financial help available to you, and maternity/paternity leave and pay.
Short term loan
If you’re thinking of taking out a high cost short term loan, take this Coaching plan before you apply. We’ll cover the dos and don’ts of short term loans and what they could mean for your finances.
Choose a card
Picking the right credit card for you can be a confusing job. With so many different types available - reward, balance transfer, all round, etc. - we’ll help you navigate the market and decide which plastic best suits your needs.