From April 2020, ClearScore reports will move from monthly to weekly updates.
You can still check your score and report as often as you like but they wIll only be refreshed once a week. Checking your report on ClearScore will not affect your credit score.
We get your report data from Equifax, one of the UK’s three credit reference agencies (CRAs). Your report is made up of data from your current and previous lenders. These lenders update Equifax’s records every month, and Equifax creates your new report based on this information.
Regularly checking your report is a good way to protect yourself from identity fraud. It will also help you to ensure that all your information is accurate and up to date. If you see any incorrect or out-of-date information on your report, you can raise a dispute with Equifax by taking the following steps:
- Contact the lender, bank, local council or court directly to get the information corrected.
- Or, with Equifax.
- Once the lender has updated their records, the new information should be reflected on your ClearScore report within 4-5 weeks.
To see what’s currently affecting your score, you can check the ' section of your report. If you’d like to understand more about Insights, please have a look at our .