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Articles in this section

  • What is my ClearScore credit score out of?
  • What is a credit score?
  • How can I improve my score?
  • Why hasn't my credit score changed?
  • Do all lenders use the ClearScore credit score?
  • What can affect my credit score?
  • Why is my TransUnion/Experian/Equifax score different from my ClearScore one?
  • How long will it take for my score to improve?
  • Does checking my credit score affect it?
  • I’m still paying my student loan – will this affect my credit score?
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Why do banks and lenders use credit scores?

Banks, lenders and financial institutions use credit scores to decide whether to give you credit, how much to lend to you and at what interest rate.

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Related articles

  • How can I improve my score?
  • What can affect my credit score?
  • How can I improve my chances of getting accepted for credit?
  • What are financial connections and how can I update them?
  • All about offer rejections

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